ISPnext in Gartner® Market Guide for Supply Chain Finance

The Gartner guide paints a clear picture of where the market stands. Finance leaders are under growing pressure to improve working capital, but simply extending payment terms is becoming increasingly difficult. Regulatory developments, including proposed EU Late Payment Regulation changes, are reducing that flexibility while organisations continue to look for ways to improve liquidity without damaging supplier relationships.

At the same time, the guide reflects a broader shift in how organisations approach Supply Chain Finance technology. Rather than managing separate financing programmes, finance and procurement teams increasingly value integrated platforms that connect ERP systems, Accounts Payable Automation and Supply Chain Finance in one solution.

The report also reflects growing demand for capabilities such as AI-driven automation, real-time analytics and seamless ERP integration, helping organisations make faster and more informed working capital decisions.

Supplier participation is another key success factor. Making it simple for suppliers to onboard, understand available payment options and request early payments helps organisations maximise the value of their Supply Chain Finance programmes while building stronger supplier relationships.

One platform. From invoice to payment to working capital. These market developments closely reflect the direction ISPnext has been taking in recent years. The Gartner recognition reflects what we've been building: a complete Source-to-Pay platform where AP Automation and Dynamic Discounting work as one.

Every approved invoice flows directly into the Dynamic Discounting module, giving buyers and suppliers a live view of what can be paid, when and at what return, without additional setup, separate logins or disconnected systems.

We're particularly proud that this recognition comes at a time when organisations across Europe are rethinking how procurement and finance work together. As businesses continue to focus on working capital optimisation, liquidity management and supplier collaboration, Supply Chain Finance is becoming an increasingly important part of a modern finance strategy.

Supply Chain Finance shouldn't be a separate initiative; it should be the natural outcome of a well-run AP process. That's exactly what we've been building through our integrated Source-to-Pay platform, and we're pleased to see this direction reflected in the Gartner Market Guide.

We remain committed to helping organisations modernise Accounts Payable, optimise working capital and gain greater visibility into business spend through intelligent automation and connected financial processes.

Want to see how ISPnext's Dynamic Discounting solution works in practice? Get in touch with our team ›

Gartner, Market Guide for Supply Chain Finance Platforms, Chaithanya Paradarami & Nauman Abbasi, 22 July 2026.

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